06 投资

06 投资

股票跌

dialgue

tny lks extreely depressed in the fi e his lleague elly ants t kn hat happened.

办室，托尼很沮丧。艾莉想解怎回。

elly: tny, hy d yu lk s sad?

艾莉：托尼，怎难？

tny: i' in pretty bad shape.

托尼：情况很糟糕。

elly: hat has happened t yu? yu ere all right yesterday.

艾莉：怎？昨呀。

tny: didn't yu read the nes this rning? the verall stk arket is lsing ney. share pries have been at an all-tie l, alst rashed. hat's rse, i've gt all y ney in stks and shares.

托尼：今早新闻吗? 整股市跌。股价跌最低点，几乎崩盘。更糟糕把钱投股票。

elly: stks, stks, stks…se things never hange!

艾莉：股票、股票，股票。江山易改，本性难移！

tny: yeah, i planned t invest in stks t ake a quik buk. but i a nt alays a luky dg.

托尼：，原打算炒股，尽快赚点钱花，但并非总幸运儿。

elly: e n! there are n pies drpping fr the sky. and yu an't bee arren buffett alled the sage f aha. hat e have t d n is just t rk harder than befre.

艾莉：。掉馅饼，且为“股神”巴菲特。现做比以更努力工。

tny: yeah, that's the truth.

托尼：呀，才真理。

ntes

1. lse ney 亏本，亏损；赔钱

2. all-tie [??:ltai] adj. 空；全工

3. rash [kr??] v. 撞击，坠毁；崩溃，破产；n. 轰隆声，猛撞；崩溃，垮台；adj. 速

4. ake a buk 挣钱

5. luky dg 幸运儿

6. sage [seid?] n.圣，哲；adj. 贤明；明智

贴士

关股票跌涨常表达：

sht up 猛涨

be trapped in the stk arket 被套牢

shares peak at 股价达高点

the prie llapses 股价崩盘

the prie falls / ges dn 股票跌

shares rever 股价回升

g int steady deline 股价稳步跌

share prie is arginally up 股价微升

shares are up slightly by 0.9 dllar 股价升0.9美元

speulate in stks 炒股

pull ut 撤股市

什“牛市”“熊市”？

“牛市” a bull arket，指 a situatin in hih share pries are rising. bull意思“买股票等待价格涨以图谋利；哄抬证券价格”。“熊市” a bear arket，指 a situatin in hih share pries keep falling. bear意思“卖空，做空头，抛售股票或期货希望造价格跌”。

期彩票吗

dialgue

as sn as eri arrives at the ffie, he break a piee f big nes.

埃克办室，爆条新闻。

eri: hey, helen. did yu see the big nes yesterday? a lttery hlder fr zhejiang prvine ay have hit 514 illin yuan jakpt.

埃克：嘿，海伦。昨头条新闻吗？浙江彩民头奖5.14亿。

helen: really? it sunds very aazing.

海伦：真？听很令惊讶。

eri: yeah, the nes reprted that he n the jakpt fr t tikets n tuesday and the prize has set a ne rerd, being the untry's biggest jakpt t date. h i ish i had hit a lttery tiket!

埃克：呀，新闻报周购买两张彩票，奖金额已刷新彩票奖纪录，为历史最头奖。希望张彩票啊！

helen: i have. last eek i n a lttery tiket fr a prize f 5000 yuan.

海伦：。星期张彩票，奖金5000元。

eri: ah, h did yu d that? hy uldn't i?

埃克：啊，怎奖呢？为什总？

helen: the seret t in a lttery tiket is believing yur hie and yur feeling f nubers is als very iprtant.

海伦：买彩票奖秘密，相信己选择，且号码感觉非常重。

eri: s if i alays e arss the nuber 9868, it's likely t in a lttery tiket ith the nuber 9868?

埃克：果总遇9868号码，买号码为9868彩票很奖喽？

helen: that's hat i ean. irales happen every day. yu ay be n a rll.

海伦：意思。奇迹每哦。许交运。

ntes

1. lttery ['l?t?ri] n. 彩票；碰运气

2. jakpt ['d??k?p?t] n.（彩票等）头奖，累积赌注

3. t date 迄今为止

4. irale ['ir?kl] n. 奇迹；令惊奇或

5. n a rll 接踵至功；运连连

贴士

，lttery tikets（彩票）为福利业体育展筹措资金开办，据称，彩票应交纳奖金20%税。为沾沾喜气，兑巨奖lttery bth（彩票站）满为患。头彩以hit the jakpt，兑奖以lai the prize。福利彩票elfare lttery表达，haritable auses（慈善业）；体育彩票sprts lttery表达，为筹集体育业展资金，sprts auses（体育业）。

保险少

dialgue

tny and kevin are talking abut buying insurane in the ffi.

托尼凯文正办室讨论保险。

tny: i've just take ut an insurane pliy. are yu insured?

托尼：刚领保险单。买保险吗？

kevin: hat insurane? ur pany has ffered us retireent insurane, edial insurane and uneplyent insurane, desn't it?

凯文：什保险？司已给买养老保险、医疗保险失业保险吗？

tny: yeah, but are yu sure yu have purhased enugh insurane fr yu and yur faily? i tk ut a life insurane pliy and ake y ife benefiiary. i need t ake sure that y ife ill be finanially seure if i die.

托尼：，但确信已为买足够保险吗？买份寿保险，受益太太。果死，确保太太足够济保障。

kevin: that's a gd idea.

凯文：想错。

tny: i an terinate y life insurane pliy hen i retire and use the ney as a pensin. that's ne f the nditins f y pliy.

托尼：退休以再交寿保险费，拿笔钱做养老金。保单条件。

kevin: h, i see. i think i als have t nsider an insurane fr y faily.

凯文：哦，明白。觉为买份保险。

tny: that's true. here, all y agent. he'll give yu a gd deal.

托尼：啊。给，以给代理打电话，给合理价钱。

ntes

1. take ut 带……；除掉；办理；（n）……泄

2. retireent insurane 养老保险

3. edial insurane 医疗保险

4. uneplyent insurane 失业保险

5. benefiiar [?beni'fi??ri] n.受惠，受益

6. terinate ['t?:ineit] v. 结束，终止，满期；达终点

7. pensin ['pen??n] n. 养老金，退休金；抚恤金；（欧洲等）私旅店；v. 退休金

贴士

各“保险”：

endent insurane / retireent insurane 养老保险

edial insurane / hspitalizatin insurane 医疗保险

uneplyent insurane 失业保险

eplyent injury insurane 工伤保险

hildbirth insurane 育保险

aident insurane 意外保险

aident death insurane 意外死亡保险

death insurane 死亡保险

earthquake insurane 震保险

health insurane 健康保险

life insurane 寿保险

natinal health insurane 民健康保险

sial insurane 社保险

债券理财知少

dialgue

steven eets jak n his ay t the pany. they are talking abut h t ake ney begets ney.

史蒂文司路遇杰克。正讨论怎样让钱钱。

steven: n the pries are skyrketing,s i plan t ake persnal investent t lay up se ney fr the future.

史蒂文：现物价飞涨，打算做些投资为存些钱。

jak: in y pinin, savings, stks and bnds are gd alternatives fr investent.

杰克：，储蓄、股票债券很投资选择。

steven: yeah, but i uld nt like t be a speulatr in the stk arket. i ay lse all i have. if i put y ney in a bank, it's uh safer. hever, after several years, it ay erde the real value f y ney.

史蒂文：，但想炒股，想做投机。样或许失切。果把钱存银，比较安全。但，几，些存款实际购买力降。

jak: quite reasnable. hy dn't yu buy bnds? it's safe and the interest is uh higher than bank's.

杰克：理。为什买债券呢？样比较安全，利息比银储蓄利息高很。

steven: hat's bnd? i nly kn a little abut it.

史蒂文：什债券？知点点。

jak: it's a ertifiate issued by a gvernent r a pany aknledging that ney has been lent t it and ill be paid bak ith interest. there are three kinds f bnds divided arding t the different issuers: gvernent bnd, finanial bnd and rprate bnd.

杰克：它政府或司息并偿本金债券。按照体以为以：政府债券、金融债券司债券。

steven: an yu explain these in re detail?

史蒂文：再详细点吗？

jak: f urse. but e have arrived at ur pany. hat abut getting ff rk?

杰克：以。但已司。

班再讲吗？

steven: k.

史蒂文：。

ntes

1. skyrket ['skai?r?kit] n. 冲火箭（烟火）；v. 使……升；陡升，猛涨

2. lay up 储备；暂停使；使卧床

3. speulatr ['spekjuleit?] n. 投机，投机商；思索

4. erde [i'r?ud] v. 腐蚀，侵蚀

贴士

fixed rate bnd is a bnd here the upn's interest rate reains fixed fr the entire ter. it pays a pre-deterined upn.

固利率债券指整债券效期限内，债券息票利率保持变债券。它支付预决息票。

flating rate nte（frn）is a bnd here the upn's interest rate is hanged peridially in ardane t a speifi arket rate.

浮动利率债券息票利率根据市场利率周期性变化债券。

zer upn bnd is a bnd that is issued and sld at a disunt, pays n interest and prvides payent f the fae value at aturity. this type f bnd is rare, as the entire risk t investrs is nentrated at the aturity date here the prinipal bees payable.

零息债券打折售期支付利息支付值债券。债券很少，因为投资全部风险集债券期，即付本金候。